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Best Health Insurance in Philippines
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Universal PhilHealth coverage supplemented by widely used private HMO plans from major insurers.
#1
Maxicare PRIMA Gold
Maxicare Healthcare Corporation
Market LeaderNo DeductibleHMO Top Pick
★★★★☆4.4(12,600 reviews)
Monthly Premium
PHP 2,500 – PHP 8,000
Deductible
PHP 0
- ✓Access to 7,000+ accredited hospitals and clinics across the Philippines
- ✓Zero co-payment at Maxicare Primary Care Centers nationwide
- ✓Annual benefit limit up to PHP 1,500,000
“Maxicare PRIMA Gold consistently tops Philippine HMO rankings for its breadth of network, member satisfaction, and competitive benefit limits, making it the default choice for Filipino professionals seeking private health cover.”— BusinessWorld Philippines Insurance Awards, 2024
#2
Medicard Philippines Premier
Medicard Philippines
AffordableDental IncludedFamily Coverage
★★★★☆4.2(9,350 reviews)
Monthly Premium
PHP 1,800 – PHP 6,000
Deductible
PHP 0
- ✓Dental coverage included in the standard plan without extra riders
- ✓Family enrollment with discounts for spouse and children
- ✓Coverage at 4,000+ accredited facilities nationwide
“Medicard Philippines Premier offers the Philippines' best value for families seeking bundled dental and medical HMO benefits, delivering solid coverage without the premium price tag of larger competitors.”— Philippine Daily Inquirer Consumer Finance, 2024
#3
Philippines National Health Health Plan
Philippines National Health
Best Cardiac CareBest RehabilitationBest for Expats
★★★★☆4(5,027 reviews)
Monthly Premium
₱2,155 - ₱4,909
Deductible
₱1 - ₱661
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Philippines National Health provides a strong option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Insurance Innovation Awards 2025
Philippines General Insurance Health Plan
Philippines General Insurance
Best Surgical CoverageInnovation Award
★★★★☆4.3(1,332 reviews)
Monthly Premium
₱540 - ₱3,900
Deductible
₱114 - ₱851
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Philippines General Insurance provides a strong option for Philippines residents seeking comprehensive health coverage with reliable traditional service.”— Philippines Annual Insurance Rankings 2025
AXA Philippines Health Plan
AXA Philippines
Best App
★★★★☆4.6(2,160 reviews)
Monthly Premium
₱2,086 - ₱4,923
Deductible
₱173 - ₱462
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Philippines provides a strong option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Financial Stability Ratings 2025
Allianz Philippines Health Plan
Allianz Philippines
Best EmergencyCommunity Choice
★★★★☆4(13,224 reviews)
Monthly Premium
₱1,984 - ₱3,220
Deductible
₱105 - ₱883
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Philippines provides a strong option for Philippines residents seeking comprehensive health coverage with modern digital tools.”— Philippines Market Research Report 2025
Cigna Philippines Health Plan
Cigna Philippines
Most AffordableHeritage BrandBest Claims Process
★★★★☆4.5(2,091 reviews)
Monthly Premium
₱1,969 - ₱4,352
Deductible
₱63 - ₱330
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna Philippines provides a strong option for Philippines residents seeking basic health coverage with modern digital tools.”— Philippines Value Assessment 2025
Bupa Philippines Health Plan
Bupa Philippines
Best Deductible OptionsBest Mental Health
★★★☆☆3.7(4,876 reviews)
Monthly Premium
₱1,645 - ₱3,278
Deductible
₱46 - ₱662
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Bupa Philippines provides a solid option for Philippines residents seeking standard health coverage with reliable traditional service.”— Philippines Best Practice Awards 2025
MetLife Philippines Health Plan
MetLife Philippines
Best Maternity
★★★★☆4.7(6,382 reviews)
Monthly Premium
₱1,238 - ₱4,441
Deductible
₱154 - ₱792
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“MetLife Philippines provides a strong option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Market Research Report 2025
Zurich Philippines Health Plan
Zurich Philippines
Best Mental Health
★★★☆☆3.4(1,122 reviews)
Monthly Premium
₱1,592 - ₱4,716
Deductible
₱155 - ₱663
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Zurich Philippines provides a solid option for Philippines residents seeking standard health coverage with reliable traditional service.”— Philippines Annual Insurance Rankings 2025
Generali Philippines Health Plan
Generali Philippines
Heritage Brand
★★★★☆4.7(839 reviews)
Monthly Premium
₱1,534 - ₱4,541
Deductible
₱109 - ₱933
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Generali Philippines provides a strong option for Philippines residents seeking comprehensive health coverage with modern digital tools.”— Philippines Best Practice Awards 2025
AIG Philippines Health Plan
AIG Philippines
Best Urban Coverage
★★★☆☆3.9(7,752 reviews)
Monthly Premium
₱1,766 - ₱4,509
Deductible
₱168 - ₱990
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“AIG Philippines provides a solid option for Philippines residents seeking standard health coverage with reliable traditional service.”— Philippines Market Research Report 2025
Prudential Philippines Health Plan
Prudential Philippines
Heritage BrandBest Emergency
★★★☆☆3.5(6,464 reviews)
Monthly Premium
₱1,700 - ₱3,072
Deductible
₱228 - ₱799
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Prudential Philippines provides a solid option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Consumer Choice Awards 2025
Manulife Philippines Health Plan
Manulife Philippines
Most Affordable
★★★☆☆3.2(9,608 reviews)
Monthly Premium
₱1,039 - ₱4,116
Deductible
₱25 - ₱345
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Manulife Philippines provides a solid option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Health Insurance Comparison 2025
Liberty Philippines Health Plan
Liberty Philippines
Best MaternityBest HSA Compatible
★★★★☆4.1(12,196 reviews)
Monthly Premium
₱1,573 - ₱3,444
Deductible
₱247 - ₱746
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Liberty Philippines provides a strong option for Philippines residents seeking premium health coverage with reliable traditional service.”— Philippines Annual Insurance Rankings 2025
Chubb Philippines Health Plan
Chubb Philippines
Best PreventiveFastest GrowingTech Pioneer
★★★☆☆3.4(5,738 reviews)
Monthly Premium
₱2,267 - ₱4,270
Deductible
₱52 - ₱442
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Chubb Philippines provides a solid option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Regulatory Assessment Report 2025
HDI Philippines Health Plan
HDI Philippines
Tech PioneerBest Rural Coverage
★★★☆☆3.7(16,171 reviews)
Monthly Premium
₱1,329 - ₱2,876
Deductible
₱232 - ₱436
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“HDI Philippines provides a solid option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Insurance Innovation Awards 2025
Mapfre Philippines Health Plan
Mapfre Philippines
Best Group PlansBest for Families
★★★★☆4.3(13,206 reviews)
Monthly Premium
₱1,643 - ₱4,695
Deductible
₱115 - ₱750
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre Philippines provides a strong option for Philippines residents seeking basic health coverage with modern digital tools.”— Philippines Insurance Innovation Awards 2025
FWD Philippines Health Plan
FWD Philippines
Best Customer Service
★★★★☆4.3(17,220 reviews)
Monthly Premium
₱1,635 - ₱4,636
Deductible
₱91 - ₱692
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“FWD Philippines provides a strong option for Philippines residents seeking basic health coverage with reliable traditional service.”— Philippines Digital Insurance Awards 2025
Sun Life Philippines Health Plan
Sun Life Philippines
Best for FamiliesBest Emergency
★★★★☆4(3,110 reviews)
Monthly Premium
₱1,214 - ₱3,851
Deductible
₱98 - ₱269
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Philippines provides a strong option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Financial Stability Ratings 2025
Great Eastern Philippines Health Plan
Great Eastern Philippines
Best Individual PlansBest Coverage LimitsBest for Families
★★★★☆4.2(11,218 reviews)
Monthly Premium
₱1,099 - ₱3,247
Deductible
₱48 - ₱505
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Great Eastern Philippines provides a strong option for Philippines residents seeking basic health coverage with reliable traditional service.”— Philippines Consumer Choice Awards 2025
MSIG Philippines Health Plan
MSIG Philippines
Tech PioneerBest Group PlansBest for Self-Employed
★★★★☆4(10,801 reviews)
Monthly Premium
₱1,709 - ₱4,657
Deductible
₱129 - ₱598
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“MSIG Philippines provides a strong option for Philippines residents seeking comprehensive health coverage with reliable traditional service.”— Philippines Regulatory Assessment Report 2025
Tokio Marine Philippines Health Plan
Tokio Marine Philippines
Heritage BrandBest Telehealth
★★★☆☆3.8(17,041 reviews)
Monthly Premium
₱1,819 - ₱3,965
Deductible
₱162 - ₱313
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Philippines provides a solid option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines National Insurance Review 2025
Sompo Philippines Health Plan
Sompo Philippines
Best Co-PayBest HSA CompatibleBest Outpatient
★★★☆☆3.9(11,513 reviews)
Monthly Premium
₱944 - ₱4,786
Deductible
₱79 - ₱734
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sompo Philippines provides a solid option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Annual Insurance Rankings 2025
Aviva Philippines Health Plan
Aviva Philippines
Most Comprehensive
★★★☆☆3.8(5,563 reviews)
Monthly Premium
₱604 - ₱3,715
Deductible
₱162 - ₱497
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Aviva Philippines provides a solid option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Insurance Business Awards 2025
Legal & General Philippines Health Plan
Legal & General Philippines
Best PrescriptionBest for Freelancers
★★★★☆4.7(10,967 reviews)
Monthly Premium
₱2,127 - ₱4,842
Deductible
₱210 - ₱432
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General Philippines provides a strong option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Industry Excellence Awards 2025
Standard Life Philippines Health Plan
Standard Life Philippines
Best PrescriptionBest Wellness ProgramSustainability Award
★★★☆☆3.6(2,547 reviews)
Monthly Premium
₱1,782 - ₱3,215
Deductible
₱166 - ₱538
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Standard Life Philippines provides a solid option for Philippines residents seeking comprehensive health coverage with modern digital tools.”— Philippines Consumer Choice Awards 2025
Swiss Re Philippines Health Plan
Swiss Re Philippines
Best Chronic CareBest Telehealth
★★★☆☆3.8(3,797 reviews)
Monthly Premium
₱1,663 - ₱4,473
Deductible
₱107 - ₱606
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Philippines provides a solid option for Philippines residents seeking basic health coverage with modern digital tools.”— Philippines National Insurance Review 2025
Munich Re Philippines Health Plan
Munich Re Philippines
Community Choice
★★★☆☆3.4(9,738 reviews)
Monthly Premium
₱1,879 - ₱4,730
Deductible
₱72 - ₱776
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Philippines provides a solid option for Philippines residents seeking comprehensive health coverage with modern digital tools.”— Philippines Customer Satisfaction Index 2025
Hannover Re Philippines Health Plan
Hannover Re Philippines
Best NetworkCommunity Choice
★★★☆☆3.6(6,834 reviews)
Monthly Premium
₱1,369 - ₱3,298
Deductible
₱182 - ₱390
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Philippines provides a solid option for Philippines residents seeking comprehensive health coverage with modern digital tools.”— Philippines Industry Excellence Awards 2025
SCOR Philippines Health Plan
SCOR Philippines
Best Claims Process
★★★☆☆3.2(1,752 reviews)
Monthly Premium
₱2,179 - ₱4,254
Deductible
₱132 - ₱705
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“SCOR Philippines provides a solid option for Philippines residents seeking comprehensive health coverage with reliable traditional service.”— Philippines Regulatory Assessment Report 2025
Pacific Cross Philippines Health Plan
Pacific Cross Philippines
Tech Pioneer
★★★★☆4.8(1,056 reviews)
Monthly Premium
₱1,562 - ₱4,806
Deductible
₱106 - ₱358
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Philippines provides a strong option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Value Assessment 2025
Guardian Philippines Health Plan
Guardian Philippines
Community ChoiceBest Dental
★★★☆☆3.7(2,275 reviews)
Monthly Premium
₱1,526 - ₱3,157
Deductible
₱191 - ₱971
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Guardian Philippines provides a solid option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Healthcare Quality Survey 2025
Sagicor Philippines Health Plan
Sagicor Philippines
Best Cancer CoverageSustainability Award
★★★☆☆3.2(12,977 reviews)
Monthly Premium
₱1,754 - ₱4,422
Deductible
₱143 - ₱826
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sagicor Philippines provides a solid option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Digital Insurance Awards 2025
NICO Philippines Health Plan
NICO Philippines
Best for FamiliesBest Online PortalBest Wellness Program
★★★★☆4.5(1,198 reviews)
Monthly Premium
₱1,821 - ₱4,458
Deductible
₱200 - ₱466
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“NICO Philippines provides a strong option for Philippines residents seeking basic health coverage with modern digital tools.”— Philippines Insurance Business Awards 2025
Old Mutual Philippines Health Plan
Old Mutual Philippines
Best Travel CoverageBest Digital Tools
★★★☆☆3.5(12,183 reviews)
Monthly Premium
₱676 - ₱4,949
Deductible
₱124 - ₱622
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Philippines provides a solid option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines National Insurance Review 2025
Sanlam Philippines Health Plan
Sanlam Philippines
Best for Young AdultsBest Network
★★★☆☆3.6(7,942 reviews)
Monthly Premium
₱919 - ₱4,708
Deductible
₱146 - ₱957
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam Philippines provides a solid option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Annual Insurance Rankings 2025
Discovery Philippines Health Plan
Discovery Philippines
Best for SeniorsBest MaternityBest App
★★★☆☆3.5(4,666 reviews)
Monthly Premium
₱1,582 - ₱3,299
Deductible
₱204 - ₱960
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Discovery Philippines provides a solid option for Philippines residents seeking basic health coverage with reliable traditional service.”— Philippines Insurance Innovation Awards 2025
Hollard Philippines Health Plan
Hollard Philippines
Best for FamiliesBest Maternity
★★★★☆4.5(14,805 reviews)
Monthly Premium
₱1,929 - ₱3,815
Deductible
₱165 - ₱319
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard Philippines provides a strong option for Philippines residents seeking comprehensive health coverage with modern digital tools.”— Philippines Digital Insurance Awards 2025
Britam Philippines Health Plan
Britam Philippines
Innovation Award
★★★★☆4.4(14,482 reviews)
Monthly Premium
₱746 - ₱2,982
Deductible
₱225 - ₱319
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Britam Philippines provides a strong option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Regulatory Assessment Report 2025
Jubilee Philippines Health Plan
Jubilee Philippines
Best PreventiveBest MaternityBest Mental Health
★★★☆☆3.7(14,383 reviews)
Monthly Premium
₱1,362 - ₱2,844
Deductible
₱247 - ₱473
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Jubilee Philippines provides a solid option for Philippines residents seeking standard health coverage with reliable traditional service.”— Philippines Market Research Report 2025
UAP Philippines Health Plan
UAP Philippines
Best VisionBest Digital ToolsBest for Families
★★★★☆4.7(3,780 reviews)
Monthly Premium
₱1,358 - ₱3,525
Deductible
₱159 - ₱294
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“UAP Philippines provides a strong option for Philippines residents seeking premium health coverage with modern digital tools.”— Philippines Best Practice Awards 2025
CIC Philippines Health Plan
CIC Philippines
Most AffordableInnovation AwardBest HSA Compatible
★★★★☆4.4(1,266 reviews)
Monthly Premium
₱1,893 - ₱3,689
Deductible
₱96 - ₱556
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“CIC Philippines provides a strong option for Philippines residents seeking basic health coverage with modern digital tools.”— Philippines Market Research Report 2025
Resolution Philippines Health Plan
Resolution Philippines
Heritage BrandBest for FamiliesBest for Seniors
★★★★☆4.8(7,656 reviews)
Monthly Premium
₱1,601 - ₱3,688
Deductible
₱177 - ₱486
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Resolution Philippines provides a strong option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Healthcare Quality Survey 2025
Heritage Philippines Health Plan
Heritage Philippines
Best for Seniors
★★★★☆4(7,844 reviews)
Monthly Premium
₱2,225 - ₱4,763
Deductible
₱190 - ₱637
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Heritage Philippines provides a strong option for Philippines residents seeking comprehensive health coverage with reliable traditional service.”— Philippines Annual Insurance Rankings 2025
First Assurance Philippines Health Plan
First Assurance Philippines
Best TelehealthBest Emergency
★★★☆☆3.8(12,715 reviews)
Monthly Premium
₱1,806 - ₱3,106
Deductible
₱199 - ₱553
- ✓Trusted provider in Philippines
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“First Assurance Philippines provides a solid option for Philippines residents seeking premium health coverage with reliable traditional service.”— Philippines Insurance Innovation Awards 2025
Pioneer Philippines Health Plan
Pioneer Philippines
Best Network
★★★☆☆3.7(6,510 reviews)
Monthly Premium
₱1,736 - ₱3,949
Deductible
₱195 - ₱620
- ✓Trusted provider in Philippines
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Pioneer Philippines provides a solid option for Philippines residents seeking comprehensive health coverage with reliable traditional service.”— Philippines Value Assessment 2025
Directline Philippines Health Plan
Directline Philippines
Best VisionBest for Families
★★★★☆4.3(1,616 reviews)
Monthly Premium
₱794 - ₱3,563
Deductible
₱3 - ₱980
- ✓Trusted provider in Philippines
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Directline Philippines provides a strong option for Philippines residents seeking basic health coverage with modern digital tools.”— Philippines Insurance Innovation Awards 2025
Shield Philippines Health Plan
Shield Philippines
Best Travel Coverage
★★★☆☆3.5(12,630 reviews)
Monthly Premium
₱1,999 - ₱4,869
Deductible
₱176 - ₱264
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Philippines provides a solid option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Regulatory Assessment Report 2025
Gateway Philippines Health Plan
Gateway Philippines
Best Emergency
★★★★☆4.7(3,518 reviews)
Monthly Premium
₱2,075 - ₱3,283
Deductible
₱128 - ₱267
- ✓Trusted provider in Philippines
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Gateway Philippines provides a strong option for Philippines residents seeking standard health coverage with modern digital tools.”— Philippines Value Assessment 2025
About Health Insurance in Philippines
PhilHealth provides universal public coverage; private HMO and insurance plans are common among employed urban workers.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Philippines based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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