Medicard Philippines Premier

by Medicard Philippines

★★★★☆4.2(9,350 reviews)

Medicard Philippines Premier is a leading HMO product recognized for bundling dental benefits at an accessible price point, serving millions of Filipino families and corporate employees through its wide accredited facility network.

Monthly Premium

PHP 1,800 – PHP 6,000

Deductible

PHP 0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Dental benefits bundled into base plan, providing strong overall value
✓Affordable premiums suitable for middle-income Filipino families
✓Streamlined online enrollment and teleconsultation services

Cons

✗Annual benefit limit lower than Maxicare at PHP 750,000
✗International coverage not available on standard plans
✗Some specialist procedures require lengthy pre-approval

Editorial Review

“Medicard Philippines Premier offers the Philippines' best value for families seeking bundled dental and medical HMO benefits, delivering solid coverage without the premium price tag of larger competitors.”

— Philippine Daily Inquirer Consumer Finance, 2024