Home/Sweden/AFA Sjukförsäkring

Union MandatoryFree for Members

AFA Sjukförsäkring

by AFA Försäkring

★★★★☆4.3(3,456 reviews)

AFA Försäkring provides mandatory collective insurance for Swedish union members, offering free health, disability, and rehabilitation coverage through labor market agreements.

Monthly Premium

SEK 0

Deductible

SEK 0

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✗Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Free for union members via CAO
✓Comprehensive income protection
✓Good rehabilitation
✓Occupational injury cover

Cons

✗Only for union members
✗Not available individually

Editorial Review

“AFA's union-mandated free coverage is the most extensive collective health protection in the Swedish market and a cornerstone of the Swedish model.”

— LO Rapport 2025

Key Highlights

✓Free for union members
✓Income protection
✓Rehabilitation benefits

Quick Summary

ProviderAFA Försäkring

CountrySweden

Rating4.3/5

Reviews3,456

Typecomprehensive

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